2006 HMDA article

I provided research assistance on the Federal Reserve’s 2006 HMDA article. It is “published” in the Federal Reserve Bulletin and available as a .pdf from that same page.

HMDA stands for Home Mortgage Disclosure Act, and it is legislation that makes mortgage lenders report various things about applications they receive to the government, and indirectly, to me. Then my bosses (and I) write up this report on what’s new in the world of mortgages this year! It’s pretty darn exciting. Or not. Whatever. We’re looking at issues like racial disparity in loan approval rates and loan pricing.

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